I congratulate every client on choosing MyChoice Home Loans to work hard for their new home loan. Put simply, we have access to the best tools and services available to secure the solution that’s right for every client.

And with 7 years’ experience in the financial industry, I’m proud to have helped hundreds of clients to achieve their dream home purchase.

Whether you’re new or experienced with home loan applications, I focus on making the mortgage process simple and stress free as possible. I listen to what my clients need and explain all options clearly. For me, it’s all about building trust and finding the right solutions for their individual needs.

I enjoy supporting clients on their First Home Buyer and construction loan journeys. I simplify what can feel like an overwhelming process and help clients to feel most confident about their options.

If you’ve got a goal and you’re ready to take the leap, allow me to walk you through the mortgage process step by step, where I’ll be transparent and supportive throughout.

'Hey Pat, how much can I borrow?'

My expert advice is always to consider your income, monthly debts, and the current interest rate first. The higher your income, and the more manageable your debt is, the more likely you may be to borrow at a higher capacity.